Письма об отказах (виза в Великобританию)

I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) V4.2-V4.6 of Appendix V: Immigration Rules for Visitors because:

You state you plan to visit the UK for 21 days tourism visit. You state that you are employed, you earn 672000.00 RUB (£7,428.76 on Oanda.com current exchange rates) per month, with personal savings of £76361.00.

In support of your financial circumstances you have submitted a statement of account from ***** Bank showing a number of accounts in your name held a total of 6,515,815.54 RUB (£72,030.40) on 18/01/2023. However, your supporting information does not demonstrate the source of these savings, bearing in mind your disposable income. It does not include an itemised transaction history showing how the funds have been accumulated over time. As such, I am not satisfied that these funds will remain available for your exclusive use and that this statement of account represents a true and accurate reflection of your current financial circumstances.

I have considered your application and from the documents submitted I am unable to ascertain details of what you intend to do in the UK, during your stay, including your plans and intentions or details of where you will be staying whilst here. Whilst this is not a prerequisite, this does undermine the overall credibility of your application. In light of all of the above I am not satisfied as to your intentions in wishing to travel to the United Kingdom or that you will leave the UK at the end of your visit.

From the information on your application form and the documents you have submitted, I am not satisfied that you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor. Your application is therefore refused under paragraphs 4.2 (a) and (c) of Appendix V of Immigration Rules for Visitors.

I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) V4.2 of Appendix V because:

You have applied for a visit visa for tourism. You state you intend to do some sightseeing. You are employed earning 402,300 RUB (£4447.31) per month and have savings of £22,072. I have noted your employment letter and bank certificate stating the funds you hold on accounts ending 2873 0131 and 3580. The source of these funds and how they have been earned and accumulated is not demonstrated from your information. The bank letter does not represent a full picture of your economic circumstances since it only refers to balances on one particular day and does not demonstrate the history of your finances. Without a history to the balance declared in your certificate, I cannot be satisfied it is an accurate reflection of your finances or that this money is genuinely available to you.

You have not demonstrated any level of income earned from your employment. I have considered the information and documentation submitted in your application and for the above reasons I am not satisfied that you have accurately presented your circumstances or intentions in wishing to enter the United Kingdom. This means that I am not satisfied that you are genuinely seeking entry as a visitor or that you intend to leave the United Kingdom at the end of your proposed visit. V4.2(a)(c) of the immigration rules.

I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) V4.2 of Appendix V because:

You have applied to visit the United Kingdom for 07 days for tourism.

You state that you are employed as a Product owner by ***** earning 230000.00 RUB (£2,733.41) per month after tax. You state that you spend 90000.00 RUB (£1,069.6) on living expenses per month. This leaves you with a net monthly disposable income of 140,000.00 RUB (£1,663.82). You state that you are planning to spend 150000.00 RUB (1,782.66) on your proposed visit to the UK and no one else is contributing towards the costs. I note that your proposed expenditure is more than your monthly net income. This degree of expenditure appears disproportionate to your current economic circumstances.

You state that you are planning to spend 150000.00 RUB (1,782.66) on your proposed visit to the UK and no one else is contributing towards the costs. To demonstrate your financial circumstances, you have submitted information including a bank statement in your name. I note that there are deposits/transfers into this account that do not represent your stated income, some of which are from unknown sources. In the absence of demonstrating the source of these additional funds and given that you have stated that you do not receive another income, other than your stated income from your employment. I am not satisfied that they remain available for your exclusive use and that this bank statement represents a true and accurate reflection of your current financial circumstances.

Taking all this into consideration, I am not satisfied, on the balance of probabilities, that you have sufficiently demonstrated your own personal circumstances or that they are as such that you can be relied upon to meet the requirements of entry clearance as a visitor. I am therefore not satisfied that you will be likely to leave the UK at the end of your visit.

The factors mentioned above have not been taken in isolation but considered collectively. They damage the overall credibility of your application, leading me to doubt your intentions in seeking to visit the UK for the limited period and purpose stated. From the information on your application form and the documents you have submitted, I am not satisfied that you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor. Your application is therefore refused under paragraph V4.2 (a) and (c).

I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) V4.2 of Appendix V: Immigration Rules for visitors because:

You state that you wish to visit the UK for 13 days tourism.

You state that you are employed as a designer, earning 100,000.00 RUB per month (£1,421.00 at an exchange rate of £1 = 70.27 RUB; Oanda 11/11/2022). In support of your application, you have provided an employment letter and bank statements in your name. However, the bank statements show deposits made into the account which are in excess of your total claimed income. You have not provided any details on your application as to the origin of these funds and I am unable to determine this from the statement or the other evidence provided. I also note that the account does not demonstrate any monthly salary deposits as stated in your application form. I am not satisfied that the funds held in your account are under your exclusive control. I am therefore not satisfied that you have provided an accurate reflection of your financial circumstances in Russia as stated on your application.

You also state that you earn 1,920,000.00 RUB (£27,283.20) a year from another income. However, with the information you have provided you have not demonstrated how or that you are in receipt of these funds as stated on your application form. As such, I am not satisfied that your personal circumstances are as stated by you which leads me to doubt the credibility of the statements made in your application form and your intentions for visiting the UK at this time.

You have also submitted a statement of account from ***** Bank showing that an account in your name held 500,544.81 RUB (£7112.74) on 20/09/2022. However, your supporting information does not demonstrate the source of these savings, bearing in mind your disposable income. It does not include an itemised transaction history showing how the funds have been accumulated over time. In the absence of such evidence, I am not satisfied that these funds will remain available for your exclusive use and that this statement of account represents a true and accurate reflection of your current financial circumstances.

The factors mentioned above have not been taken in isolation but considered collectively. They damage the overall credibility of your application. From the information on your application form and the documents you have submitted, I am not satisfied that you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor. I am also not satisfied that you are able to cover all reasonable costs in relation to your visit without working or accessing public funds. Your application is therefore refused under paragraph V4.2 (a), (c) and (e).

I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) V4.2 of Appendix V because:

You applied for entry clearance for 8 days tourism.

I note that you have previously been refused entry clearance for the UK. While each application is considered on its own merits, I am not satisfied that you have addressed the concerns raised in your previous refusal notice.

I accept that each application is considered individually and on its own merits, and I have carefully considered the additional documentation provided. However, you are applying for the same purpose and there appears to have been no change in your circumstances. I am satisfied that the concerns previously identified still apply.

The factors mentioned above have not been taken in isolation but considered collectively. They damage the overall credibility of your application. From the information on your application form and the documents you have submitted, I am not satisfied that you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor. I am also not satisfied that you are able to cover all reasonable costs in relation to your visit without working or accessing public funds. Your application is therefore refused under paragraph V4.2 (a), (c) and (e).

I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph V.4 2 of Appendix V because:

You state that you intend to visit the United Kingdom for 6 days for tourism.

You state that you are employed as a *****, earning *****RUB per month (£***** at an exchange rate of £1 = 81.69 RUB; Oanda 31/05/2022). I acknowledge that you have submitted a work certificate as evidence of this employment. However, your supporting information offers no independent, verifiable evidence of this employment, such as payslips, income tax documents or a bank statement showing regular salary payments. In the absence of such information, I am not satisfied that you are employed and remunerated as stated.

You state that you have £***** in saving and that you are planning to spend £***** on your visit to the UK and that no one else is contributing towards the costs. However, it lacks credibility that you would choose to spend such a significant proportion of your entire savings on this short tourist visit. This degree of expenditure on a short tourist trip appears disproportionate to your current economic circumstances.

In support of your financial circumstances you have submitted a statement of account from ***** Bank showing that an account in your name held ***** RUB (£*****) on 31/01/2022. However, your supporting information does not demonstrate the source of these savings, bearing in mind your disposable income. It does not include an itemised transaction history showing how the funds have been accumulated over time. In the absence of such evidence, I am not satisfied that these funds will remain available for your exclusive use and that this statement of account represents a true and accurate reflection of your current financial circumstances.

The factors mentioned above have not been taken in isolation but considered collectively. They damage the overall credibility of your application. From the information on your application form and the documents you have submitted, I am not satisfied that you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor. I am also not satisfied that you are able to cover all reasonable costs in relation to your visit without working or accessing public funds. Your application is therefore refused under paragraph V4.2 (a), (c) and (e).

I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) V4.2 of Appendix V: Immigration Rules for visitors because:

You state that you wish to travel to the UK for 3 days for tourism. In assessing your eligibility for entry to the UK I have considered your personal and financial circumstances as evidenced by your application form and supporting documents.

You state that you are employed as the *****, earning ***** RUB per month (£***** at an exchange rate of £1 = 73.11 RUB; Oanda 26/05/2022). I acknowledge that you have submitted a work certificate as evidence of this employment. However, your supporting information offers no independent, verifiable evidence of this employment, such as payslips, income tax documents or a bank statement showing regular salary payments. In the absence of such information, I am not satisfied that you are employed and remunerated as stated.

As evidence of your financial circumstances you have submitted a statement of account from ***** Bank showing that an account in your name held ***** USD on 02/02/2022. However, your supporting information does not demonstrate the source of these savings, bearing in mind your disposable income. It does not include an itemised transaction history showing how the funds have been accumulated over time. In the absence of such evidence, I am not satisfied that these funds will remain available for your exclusive use and that this statement of account represents a true and accurate reflection of your current financial circumstances.

The factors mentioned above have not been taken in isolation but considered collectively. They damage the overall credibility of your application. From the information on your application form and the documents you have submitted, I am not satisfied that you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor. I am also not satisfied that you are able to cover all reasonable costs in relation to your visit without working or accessing public funds. Your application is therefore refused under paragraph V4.2 (a), (c) and (e).

I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) V4.2 of Appendix V: Immigration Rules for visitors because:

You have applied to visit the United Kingdom for six days for the purpose of tourism. In assessing your eligibility for entry to the UK I have considered your personal and financial circumstances as evidenced by your application form and supporting documents.

You state that you have been employed since April 2018 by ***** as Assistant to the General Director, earning ***** per month (***** at an exchange rate of £1 = 78.86 RUB; Oanda 01/06/2022). I acknowledge that you have submitted an employment certificate as evidence of your employment. Your supporting information does not demonstrate that you have any other source of income. You say you spend ***** RUB (£*****) per month, leaving you with a monthly disposable income of £*****. I note that your proposed expenditure amounts to almost two months’ disposable income. This degree of expenditure on a relatively short tourist visit does not seem proportionate to your current economic circumstances.

You say that you are planning to spend £***** on your visit to the UK and that no one else will be contributing towards the costs. As evidence of your personal finances you have submitted a statement of account from ***** Bank showing that an account in your name held ***** RUB (£*****) on 10/02/2022. However, your supporting information does not demonstrate the source of these savings. It does not include an itemised transaction history showing how the funds have been accumulated over time. In the absence of such evidence, I am not satisfied that these funds will remain available for your exclusive use or that this statement of account is a true and accurate representation of your current financial circumstances.

The factors mentioned above damage the overall credibility of your application, leading me to doubt your intentions in seeking to visit the UK for the limited period and purpose stated. From the information on your application form and the documents you have submitted, I am not satisfied that you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor. Your application is therefore refused under paragraph V4.2 (a) and (c).

I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) V4.2 of Appendix V: Immigration Rules for visitors because:

You state you intend to travel to the UK for 8 days tourism.

You state that you are self-employed, earning ***** RUB per year (***** at an exchange rate of £1 = 67.43 RUB; Oanda 20/06/2022). I acknowledge that you have submitted a work certificate as evidence of this employment. However, your supporting information offers no independent, verifiable evidence of this employment, such as payslips or a bank statement showing regular salary payments. In the absence of such information, I am not satisfied that you are employed and remunerated as stated.

In support of your financial circumstances you have submitted a statement of account from ***** Bank for Enterprises showing that an account in your name held ***** RUB (£*****) on 11/02/2022. However, your supporting information does not demonstrate the source of these savings, bearing in mind your disposable income. It does not include an itemised transaction history showing how the funds have been accumulated over time. As such, I am not satisfied that these funds will remain available for your exclusive use and that this statement of account represents a true and accurate reflection of your current financial circumstances.

The factors mentioned above have not been taken in isolation but considered collectively. They damage the overall credibility of your application. From the information on your application form and the documents you have submitted, I am not satisfied that you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor. I am also not satisfied that you are able to cover all reasonable costs in relation to your visit without working or accessing public funds. Your application is therefore refused under paragraph V4.2 (a), (c) and (e).

I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) V4.2 of Appendix V: Immigration Rules for visitors because:

You have applied to visit the United Kingdom for six days for the purpose of tourism. In assessing your eligibility for entry to the UK I have considered your personal and financial circumstances as evidenced by your application form and supporting documents.

You state that you have been employed since April 2018 by ***** as *****, earning 85,000 RUB per month (£989.04 at an exchange rate of £1 = 78.86 RUB; Oanda 01/06/2022). I acknowledge that you have submitted an employment certificate as evidence of your employment. Your supporting information does not demonstrate that you have any other source of income. You say you spend 55,000 RUB (£697.40) per month, leaving you with a monthly disposable income of £380.40. I note that your proposed expenditure amounts to almost two months’ disposable income. This degree of expenditure on a relatively short tourist visit does not seem proportionate to your current economic circumstances.

You say that you are planning to spend £700 on your visit to the UK and that no one else will be contributing towards the costs. As evidence of your personal finances you have submitted a statement of account from ***** showing that an account in your name held 414,447.91 RUB (£5,255.20) on 10/02/2022. However, your supporting information does not demonstrate the source of these savings. It does not include an itemised transaction history showing how the funds have been accumulated over time. In the absence of such evidence, I am not satisfied that these funds will remain available for your exclusive use or that this statement of account is a true and accurate representation of your current financial circumstances.

The factors mentioned above damage the overall credibility of your application, leading me to doubt your intentions in seeking to visit the UK for the limited period and purpose stated. From the information on your application form and the documents you have submitted, I am not satisfied that you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor. Your application is therefore refused under paragraph V4.2 (a) and (c).

In relation to this decision, there is no right of appeal or right to administrative review.